Regina Wagner, CLTC®

As President & CEO of All Things Insurance Benefits—Regina’s mission is to educate, encourage, and inspire people to take the necessary steps that lead to independence & dignity, asset protection, access to quality care and peace of mind. As a result, her clients reduce or eliminate the burden to family and friends.

Regina’s passion for numbers, finance, and problem-solving began at an early age and led her to receive a Bachelor of Science degree in Mathematics from the University of Houston. Regina has over 28 years in the insurance industry and has been involved with assisting seniors with Life insurance, Long-Term Care Insurance, and retirement planning since 1996. The experience Regina gained from working with companies like JPMorgan Chase, Frost Bank, Harbor Hospice, and Kindred Healthcare has brought great value to her senior clients. Allthings Senior Consulting, LLC DBA All Things Insurance Benefits specializes in 3 areas; Medicare Planning, Long-term care, and Life Insurance Planning. Regina is not your everyday Medicare agent. Her perspective from real-world life experiences in the healthcare and financial space places her in high-demand.

Life & Health insurance agents, Property & Casualty insurance agents, Financial Advisors, Elder Law & Estate Planning Attorneys, Physician Clinics, HR Managers, Group Benefit Brokers, Reverse Mortgage Representatives, and other Professionals that serve seniors refer their clients to All Things Insurance Benefits. 100% of their clients are by referral!

From Regina – “ Of 6 children, and because of my financial background, I was selected to help my parents navigate the “choppy waters of Medicare. I could not believe the complexity of it all! I made it my mission to not only figure it out but to make it simple enough for them to understand and have peace of mind.

Years later, I saw first-hand what a long-term care event does to the very ones we love when my grandmother had a stroke and moved in with my parents. My mother retired early from a job she loved, and that decision reduced her retirement income. I couldn’t help as much as I wanted because I was married with three kids and lived almost an hour away with no traffic.

My mother purchased a long-term care insurance policy from me more than 22 years ago because she didn’t want to be a burden to me and my siblings. About 5 years after purchasing her policy she was diagnosed with Alzheimer’s. I don’t want to think about the emotional, financial, and physical consequences to us had she not been so wise. And I will never forget how that decision demonstrated just how much she loved us.”

Regina lost 3 siblings at unexpected ages (they were married with young children). She knows the impact when her family member had a plan in place and when a family member did not. She also knows first-hand the high out of pocket expenses when her sister was fighting cancer. Whether it’s cancer or some other health condition, it takes money to recover well.

Regina believes it is her purpose in life to use her financial knowledge and life experiences to help others make good sound decisions and avoid the costly ones.

Regina is the proud mother of two sons and one daughter all residing in the Houston, Texas area. And an active member in her community serving where there is a need.

For fun, Regina loves to read, spend quality time with family & friends, travel, play board games & puzzles, watch HGTV & The Weather Channel, long walks on the beach, and a day at a resort style spa.