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Allthings Medicare



Website:

www.medicare.gov

Toll-free number:

1-800-633-4227

TTY number:

1-877-486-2048

Where to go to apply for Medicare online or by calling


Steps towards Enrolling into Medicare

Many people are confused about the steps to take towards getting Medicare when they become Medicare eligible. You are either eligible due to a disability or due to age.






Most people will age into Medicare and will need to enroll in both parts of Medicare. Medicare hospital benefit called Part A and the outpatient doctor benefit called Part B. You will have an effective date the first of the month of your birthday month, however, if your birthday is on the 1st of the month then you will become effective the 1st of the prior month.

If you are near Medicare eligibility due to age and have not received any information then maybe it's time to contact Social Security Administration but before you do first consider these things.






Things to consider before enrolling in Medicare part B outpatient coverage.

Are you or a spouse or legal partner continuing to work for a company that offers you group insurance and does the company have 20 or more employees? If so then you may want to hold off on getting part B Medicare until you are ready to leave the company group insurance plan.

If you or a spouse or legal partner are on a group plan that has less than 20 employees then you may want to enroll in part B Medicare as soon as you are eligible. Medicare late enrollment penalties


If you are eligible for both Medicare Part A and Medicare Part B and you refuse to enroll in Part B simply because you don’t see the need and you have no other qualifying health plan such as a group insurance plan through an employer or employer of a spouse, then you could be charged 10% more (for life) on your Part B premium than someone who first signed up when eligible. The penalty is 10% for every year you delayed.

How to enroll in Medicare


You may enroll in Medicare directly by going online here:

You can also apply:

By Phone

Call us at 1-800-772-1213 from 7 a.m. to 7 p.m. Monday through Friday. If you are deaf or hard of hearing, you can call us at TTY 1-800-325-0778.

In Person

Visit your local Social Security office. (Call first to make an appointment.)


If you do not live in the U.S. or one of its territories you can also contact the nearest U.S. Social Security office, U.S. Embassy or consulate

No-Cost Consultation

Medicare FAQs

Below are our frequently asked questions. For more information, please contact us for a consultation.

A: Assuming you have met the work-related eligibility requirements, you may begin enrollment into Medicare 90 days in advance of the month you turn 65.

A: Medicare does not have spousal or dependent coverage. Medicare is individual. If your spouse has reached age eligibility (65), then they can enroll in Medicare of their own accord 90 days in advance of the month they turn 65.

A: Maybe. If the employer group has 20 eligible employees or more, and you’re going to continue to work, then yes it’s an option. But there are many things to consider.

A: Part “A” is typically in place, and a paid-up benefit when you turn 65. Part “B” is not, unless you have enrolled in Social Security prior to age 65. If you have not filed to receive Social Security benefits, then you need to proactively enroll in Part “B” benefits and begin paying for them.

A: Yes. However, you will not have prescription coverage, and you will face unlimited exposure to those costs due to the gaps in Original Medicare.

A: You usually can. It’s important to be sure your doctor accepts Medicare. Some don’t.

A: Yes, for up to 100 days, after a required three-day hospital stay.

A: No. But some Advantage plans offer limited dental coverage.

A: No, a retiree plan will typically wrap around Medicare primary benefits.

A: Part “D” is the Prescription Drug plan Medicare introduced in 2006.

A: In addition to having a huge gap in coverage, you will likely face a penalty from Medicare. A Part “B” penalty can be 10% of your Part “B” premium for each 12-month period outside of Medicare, and up to 1% of the national average of a Part “D” plan for each month absent Part “D”.

A: Part “C” is another name for Medicare Advantage. Also named MA, MSA, or MA-PD (when prescriptions are included).

A: Online at SSA.gov or in person at a local Social Security office.

A: This is a Medicare term that establishes previous coverage being at least as good as Medicare’s. Typically is in play for Part “D” to avoid penalty.

A: No.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options.